4 Phases of Retirement

A helpful framework

Dr. Riley Moynes has put many of the topics I have written about in a helpful framework.

Enjoy the video and see my comments afterwards.

These four phases ring true, but I’ll add a few comments.

First, each of us will have a unique approach to each of these phases. Remember, this is best described as a general framework, not a plan to follow or a project to complete. Some may jump right into phase 3, others may enjoy the vacation phase for a long time, and perhaps there will be some waffling between phases 2 and 3.

We all have our own story, and the last chapters haven’t been written yet. As one who loves a good story, I’d encourage you to write captivating chapters after you’ve vacationed, worked through your losses, and tried different outlets for your creativity and experience. I watch with interest!

Second, these four phases make the most sense for someone who is healthy. Hopefully that is a safe assumption, but I know many struggle with their own health or spend time caregiving for a loved one who is facing challenges. That would delay or reframe the positive phase 4 experience.

Finally, have any of you experienced one or all of these four phases? Maybe it’s helped you locate where you are and/or given you confidence that there is more to come!